The Ethel Adams case gained national attention when Farmers refused to provide insurance coverage.  It said the "car accident was not an accident" because the person whose truck hit hers, was the victim of a whacko's road rage.  Public outcry and pressure from the Office of Insurance Commissioner caused Farmers to cave.   Paul Stritmatter and I then filed a bad faith lawsuit against Farmers

This snippet is from the deposition of one of the big wig insurance adjusters who handled Ethel's case.    Tom Lether is the defense attorney objecting all the time.  Watch the adjuster (try to) explain the difference between good faith and bad faith.